Filed December 23, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $53,809 |
Filed as: COMMERCE STREET INVESTMENT ADVISORS Service code 27 · EIN 26-0180443 | Advisory (Plan) | $26,480 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,847 | $130,194-1.0% | $169,993-24.2% | $71,457+80.3% |
| Participation rate | 99.5% | 86.1%+13.3pp | 87.0%+12.5pp | 67.9%+31.6pp |
| Annual return | 4.30% | 20.37%-16.1pp | 53.37%-49.1pp | 28.85%-24.5pp |
| Employer contribution / active EE | $2,924 | $4,381-33.3% | $6,785-56.9% | $2,588+13.0% |
| Participant deferral / active EE | $7,883 | $6,923+13.9% | $10,408-24.3% | $4,289+83.8% |
| Admin fee / account holder | $348 | $966-64.0% | $12,815-97.3% | $1,587-78.1% |