Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,324 | $77,638-28.7% | $156,551-64.7% | $62,881-12.0% |
| Participation rate | 58.6% | 71.2%-12.6pp | 84.0%-25.4pp | 69.3%-10.7pp |
| Annual return | 4.61% | 50.33%-45.7pp | 32.23%-27.6pp | 20.14%-15.5pp |
| Employer contribution / active EE | $945 | $3,444-72.6% | $5,501-82.8% | $2,281-58.6% |
| Participant deferral / active EE | $1,651 | $3,046-45.8% | $4,871-66.1% | $3,203-48.5% |
| Admin fee / account holder | $3,374 | $5,561-39.3% | $13,028-74.1% | $4,296-21.5% |