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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,710 | $99,011-6.4% | $86,582+7.1% | $147,586-37.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 18.65% | 1312.75%-1294.1pp | 965.08%-946.4pp | 578.59%-559.9pp |
| Employer contribution / active EE | $3,577 | $3,132+14.2% | $2,839+26.0% | $4,876-26.7% |
| Participant deferral / active EE | $8,960 | $3,972+125.6% | $3,609+148.3% | $5,439+64.7% |
| Admin fee / account holder | $9,039 | $5,709+58.3% | $4,904+84.3% | $10,886-17.0% |