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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,540 | $70,366-93.5% | $66,674-93.2% | $138,895-96.7% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 40.97% | 386.41%-345.4pp | 321.24%-280.3pp | 145.39%-104.4pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,090 | $4,374-29.4% | $4,084-24.3% | $6,396-51.7% |
| Admin fee / account holder | $651 | $5,262-87.6% | $5,098-87.2% | $12,562-94.8% |