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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,088 | $52,279-63.5% | $89,414-78.7% | $79,852-76.1% |
| Participation rate | 56.0% | 57.5%-1.5pp | 68.0%-12.0pp | 69.6%-13.6pp |
| Annual return | 22.08% | 22.16%-0.1pp | 245.50%-223.4pp | 31.72%-9.6pp |
| Employer contribution / active EE | $1,266 | $1,572-19.5% | $2,586-51.1% | $2,471-48.8% |
| Participant deferral / active EE | $2,828 | $2,740+3.2% | $3,890-27.3% | $3,740-24.4% |
| Admin fee / account holder | $0 | $3,356-100.0% | $4,883-100.0% | $5,306-100.0% |