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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,221 | $60,165+3.4% | $74,184-16.1% | $55,167+12.8% |
| Participation rate | 66.1% | 74.2%-8.1pp | 76.6%-10.6pp | 69.0%-2.9pp |
| Annual return | 11.95% | 10.00%+2.0pp | 17.74%-5.8pp | 169.23%-157.3pp |
| Employer contribution / active EE | $1,676 | $1,600+4.8% | $2,370-29.3% | $1,963-14.6% |
| Participant deferral / active EE | $5,671 | $2,973+90.8% | $3,550+59.7% | $3,054+85.7% |
| Admin fee / account holder | $1,869 | $419+345.8% | $5,586-66.5% | $504+271.0% |