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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,734 | $54,320+26.5% | $67,653+1.6% | $52,331+31.3% |
| Participation rate | 62.0% | 73.6%-11.6pp | 75.7%-13.7pp | 68.1%-6.1pp |
| Annual return | 7.01% | 6.81%+0.2pp | 6625.22%-6618.2pp | 4.54%+2.5pp |
| Employer contribution / active EE | $1,738 | $1,544+12.6% | $2,266-23.3% | $1,882-7.6% |
| Participant deferral / active EE | $5,197 | $2,950+76.2% | $3,560+46.0% | $3,022+72.0% |
| Admin fee / account holder | $19,828 | $527+3665.4% | $4,821+311.3% | $592+3251.7% |