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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,864 | $76,550-8.7% | $123,894-43.6% | $62,881+11.1% |
| Participation rate | 69.6% | 73.0%-3.4pp | 81.4%-11.8pp | 69.3%+0.3pp |
| Annual return | 8.82% | 18.67%-9.9pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $1,191 | $2,882-58.7% | $4,617-74.2% | $2,281-47.8% |
| Participant deferral / active EE | $8,270 | $4,840+70.9% | $5,984+38.2% | $3,203+158.2% |
| Admin fee / account holder | $4,320 | $4,826-10.5% | $8,357-48.3% | $4,296+0.6% |