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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,864 | $46,732+8.8% | $156,551-67.5% | $55,167-7.8% |
| Participation rate | 50.3% | 65.8%-15.4pp | 84.0%-33.7pp | 69.0%-18.6pp |
| Annual return | 16.43% | 17.72%-1.3pp | 32.23%-15.8pp | 169.23%-152.8pp |
| Employer contribution / active EE | $1,773 | $2,105-15.8% | $5,501-67.8% | $1,963-9.6% |
| Participant deferral / active EE | $5,124 | $2,204+132.5% | $4,871+5.2% | $3,054+67.8% |
| Admin fee / account holder | $4,161 | $418+894.5% | $13,028-68.1% | $504+725.7% |