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| Provider | Service type | Compensation |
|---|---|---|
ZHANG FINANCIAL3 years Service code 27 5931 OAKLAND DRIVE · PORTAGE, MI 49024 | Advisory (Plan) | $25,789 |
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $13,103 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,689 | $55,423+144.8% | $155,602-12.8% | $74,400+82.4% |
| Participation rate | 51.9% | 61.9%-10.0pp | 78.2%-26.4pp | 67.2%-15.4pp |
| Annual return | 14.19% | 269.07%-254.9pp | 64.81%-50.6pp | 1367.51%-1353.3pp |
| Employer contribution / active EE | $2,414 | $2,266+6.5% | $4,675-48.4% | $2,624-8.0% |
| Participant deferral / active EE | $6,580 | $2,835+132.1% | $5,629+16.9% | $4,348+51.3% |
| Admin fee / account holder | $332 | $1,744-80.9% | $15,923-97.9% | $1,944-82.9% |