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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,718 | $153,311-74.1% | $109,313-63.7% | $273,968-85.5% |
| Participation rate | 33.3% | 80.1%-46.8pp | 71.3%-37.9pp | 83.0%-49.7pp |
| Annual return | 13.04% | 29.86%-16.8pp | 22.07%-9.0pp | 41.45%-28.4pp |
| Employer contribution / active EE | $640 | $5,619-88.6% | $3,892-83.6% | $4,869-86.9% |
| Participant deferral / active EE | $3,461 | $3,932-12.0% | $3,166+9.3% | $5,287-34.5% |
| Admin fee / account holder | $0 | $8,076-100.0% | $5,666-100.0% | $10,132-100.0% |