Retirement plan

TRANSUNION 401K & SAVINGS PLAN

Name: TRANSUNION INTERMEDIATE HOLDINGS, INC. - TRANSUNION 401K & SAVINGS PLAN (2023) Form 5500
Creator: TRANSUNION INTERMEDIATE HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TRANSUNION 401K & SAVINGS PLAN, TRANSUNION INTERMEDIATE HOLDINGS, INC.

TRANSUNION INTERMEDIATE HOLDINGS, INC.EIN 74-3135689Plan #001PY 2023

555 WEST ADAMS STREET - CHICAGO, IL 60661312-258-1717

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$1272.3M

-10.1% from 2016

Total participants

7,098

-7.7% from 2016

Average account balance

$189,161

-2.9% from 2016

Annual return

19.96%

-8.43 pp from 2016

Benchmarks

See 95 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants5,000-9,999

Cohort95 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.36B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$222K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

6,116

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$83.61M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$114

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH9+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085	Recordkeeping	$283,449
MERCER9+ years Service code 70 · EIN 13-2834414	Consulting Fees	$68,308
GRANT THORNTON LLP4 years Service code 10 · EIN 36-6055558	Accounting	$33,250
COHN REZNICK LLP1 year Filed as: COHN REZNICK, LLP Service code 10 · EIN 22-1478099	Accounting	$23,000

Plan features & details

Pension benefit codes2E2F2G2J2K2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$481K

$96 / participant

Recordkeeping$283K59.0%
Investment mgmt$68K14.2%
Other / not subdivided$129K26.8%

% of EOY assets

0.038%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GRANT THORNTON LLP
Auditor EIN: 366055558
Audit fees: $56,250
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$189,161

$121,599+55.6%

$135,998+39.1%

$103,657+82.5%

Participation rate

92.6%

76.2%+16.4pp

81.9%+10.7pp

73.4%+19.2pp

Annual return

19.96%

26.09%-6.1pp

68.37%-48.4pp

33.13%-13.2pp

Employer contribution / active EE

$5,578

$4,627+20.6%

$4,860+14.8%

$3,216+73.5%

Participant deferral / active EE

$11,632

$7,782+49.5%

$7,761+49.9%

$5,218+122.9%

Admin fee / account holder

$71

$76-5.7%

$10,769-99.3%

$114-37.4%

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH9+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER AND S

Service code 15 · EIN 13-5674085

Recordkeeping

$283,449

MERCER9+ years

Service code 70 · EIN 13-2834414

Consulting Fees

$68,308

GRANT THORNTON LLP4 years

Service code 10 · EIN 36-6055558

Accounting

$33,250

COHN REZNICK LLP1 year

Filed as: COHN REZNICK, LLP

Service code 10 · EIN 22-1478099

Accounting

$23,000

TRANSUNION 401K & SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TRANSUNION 401K & SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion