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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,177 | $105,856-69.6% | $90,161-64.3% | $147,585-78.2% |
| Participation rate | 47.4% | 79.7%-32.4pp | 76.9%-29.5pp | 82.8%-35.5pp |
| Annual return | 45.62% | 37.63%+8.0pp | 34.89%+10.7pp | 578.58%-533.0pp |
| Employer contribution / active EE | $530 | $4,126-87.2% | $3,318-84.0% | $4,876-89.1% |
| Participant deferral / active EE | $0 | $5,733-100.0% | $5,287-100.0% | $5,439-100.0% |
| Admin fee / account holder | $181 | $8,046-97.8% | $5,943-97.0% | $10,886-98.3% |