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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,081 | $162,781+39.5% | $133,956+69.5% | $158,931+42.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 24.45% | 41.94%-17.5pp | 45.09%-20.6pp | 302.86%-278.4pp |
| Employer contribution / active EE | $13,357 | $4,975+168.5% | $3,919+240.9% | $4,761+180.5% |
| Participant deferral / active EE | $14,357 | $5,911+142.9% | $5,048+184.4% | $5,982+140.0% |
| Admin fee / account holder | $1,788 | $11,736-84.8% | $8,927-80.0% | $11,247-84.1% |