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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,859 | $64,716-84.8% | $112,258-91.2% | $68,495-85.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -17.20% | -11.40%-5.8pp | 27.47%-44.7pp | -7.84%-9.4pp |
| Employer contribution / active EE | $2,495 | $2,746-9.1% | $3,636-31.4% | $2,596-3.9% |
| Participant deferral / active EE | $0 | $3,565-100.0% | $4,728-100.0% | $4,028-100.0% |
| Admin fee / account holder | $1,753 | $5,232-66.5% | $6,411-72.7% | $5,403-67.5% |