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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,518 | $65,440-10.6% | $98,506-40.6% | $85,851-31.8% |
| Participation rate | 55.9% | 65.0%-9.1pp | 73.3%-17.5pp | 69.3%-13.4pp |
| Annual return | 15.68% | 21.75%-6.1pp | 1494.92%-1479.2pp | 318.63%-302.9pp |
| Employer contribution / active EE | $1,136 | $2,169-47.6% | $2,961-61.7% | $2,565-55.7% |
| Participant deferral / active EE | $2,768 | $3,168-12.6% | $4,277-35.3% | $3,952-30.0% |
| Admin fee / account holder | $773 | $4,596-83.2% | $5,955-87.0% | $6,261-87.7% |