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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,066 | $53,128-35.9% | $86,582-60.7% | $70,126-51.4% |
| Participation rate | 52.9% | 65.3%-12.4pp | 73.5%-20.6pp | 69.5%-16.6pp |
| Annual return | 38.16% | 27.66%+10.5pp | 965.08%-926.9pp | 73.15%-35.0pp |
| Employer contribution / active EE | $534 | $2,068-74.2% | $2,839-81.2% | $2,343-77.2% |
| Participant deferral / active EE | $1,886 | $2,695-30.0% | $3,609-47.7% | $3,332-43.4% |
| Admin fee / account holder | $8,905 | $3,584+148.5% | $4,904+81.6% | $4,645+91.7% |