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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,296 | $96,643+73.1% | $86,617+93.1% | $139,456+20.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 20.34% | 106.57%-86.2pp | 591.91%-571.6pp | 373.45%-353.1pp |
| Employer contribution / active EE | $11,139 | $3,264+241.2% | $3,023+268.4% | $4,753+134.4% |
| Participant deferral / active EE | $8,748 | $4,835+80.9% | $4,437+97.2% | $6,711+30.3% |
| Admin fee / account holder | $887 | $6,406-86.2% | $5,613-84.2% | $11,407-92.2% |