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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,174 | $57,073+103.6% | $85,126+36.5% | $80,925+43.6% |
| Participation rate | 69.4% | 56.4%+13.0pp | 67.5%+1.9pp | 67.7%+1.8pp |
| Annual return | 44.82% | 21.69%+23.1pp | 66.63%-21.8pp | 35.65%+9.2pp |
| Employer contribution / active EE | $1,413 | $1,801-21.5% | $2,731-48.3% | $2,756-48.7% |
| Participant deferral / active EE | $10,054 | $3,113+222.9% | $4,523+122.3% | $4,299+133.9% |
| Admin fee / account holder | $10,568 | $4,988+111.9% | $6,160+71.6% | $6,940+52.3% |