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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,743 | $48,053-36.0% | $84,637-63.7% | $72,976-57.9% |
| Participation rate | 69.2% | 57.6%+11.7pp | 68.2%+1.0pp | 69.5%-0.3pp |
| Annual return | 28.47% | 37.39%-8.9pp | 258.82%-230.4pp | 81.02%-52.5pp |
| Employer contribution / active EE | $1,782 | $1,602+11.3% | $2,653-32.8% | $2,440-27.0% |
| Participant deferral / active EE | $6,110 | $2,681+127.9% | $3,900+56.6% | $3,608+69.4% |
| Admin fee / account holder | $929 | $3,395-72.6% | $4,914-81.1% | $5,124-81.9% |