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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,174 | $57,057+103.6% | $85,009+36.7% | $80,874+43.6% |
| Participation rate | 69.4% | 56.4%+13.1pp | 67.5%+1.9pp | 67.6%+1.8pp |
| Annual return | 44.82% | 21.66%+23.2pp | 66.47%-21.7pp | 35.62%+9.2pp |
| Employer contribution / active EE | $1,413 | $1,799-21.4% | $2,728-48.2% | $2,756-48.7% |
| Participant deferral / active EE | $10,054 | $3,112+223.1% | $4,522+122.3% | $4,297+134.0% |
| Admin fee / account holder | $10,568 | $4,986+112.0% | $6,153+71.8% | $6,935+52.4% |