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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,174 | $57,140+103.3% | $85,240+36.3% | $80,959+43.5% |
| Participation rate | 69.4% | 56.4%+13.0pp | 67.5%+1.9pp | 67.7%+1.8pp |
| Annual return | 44.82% | 21.71%+23.1pp | 66.75%-21.9pp | 35.67%+9.1pp |
| Employer contribution / active EE | $1,413 | $1,802-21.6% | $2,735-48.3% | $2,757-48.7% |
| Participant deferral / active EE | $10,054 | $3,115+222.7% | $4,527+122.1% | $4,300+133.8% |
| Admin fee / account holder | $10,568 | $4,992+111.7% | $6,165+71.4% | $6,925+52.6% |