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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,452 | $73,863+7.6% | $143,797-44.7% | $68,490+16.0% |
| Participation rate | 98.5% | 66.7%+31.8pp | 80.3%+18.1pp | 67.9%+30.6pp |
| Annual return | -7.91% | 0.91%-8.8pp | -0.04%-7.9pp | -7.85%-0.1pp |
| Employer contribution / active EE | $1,804 | $3,185-43.4% | $4,952-63.6% | $2,597-30.5% |
| Participant deferral / active EE | $4,983 | $3,385+47.2% | $5,638-11.6% | $4,028+23.7% |
| Admin fee / account holder | $5,966 | $5,756+3.7% | $14,679-59.4% | $5,403+10.4% |