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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,454 | $95,406-13.6% | $185,849-55.6% | $85,847-4.0% |
| Participation rate | 96.9% | 68.8%+28.2pp | 81.7%+15.2pp | 69.3%+27.6pp |
| Annual return | 6.43% | 23.59%-17.2pp | 122.10%-115.7pp | 318.61%-312.2pp |
| Employer contribution / active EE | $1,964 | $3,314-40.7% | $5,169-62.0% | $2,565-23.4% |
| Participant deferral / active EE | $5,060 | $3,424+47.8% | $5,569-9.1% | $3,952+28.0% |
| Admin fee / account holder | $1,192 | $7,214-83.5% | $16,244-92.7% | $6,261-81.0% |