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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,792 | $76,407+18.8% | $150,298-39.6% | $82,448+10.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.66% | 39.99%-28.3pp | 62.79%-51.1pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,864 | $2,614-28.7% | $4,154-55.1% | $2,551-26.9% |
| Participant deferral / active EE | $4,376 | $3,214+36.1% | $5,453-19.7% | $4,139+5.7% |
| Admin fee / account holder | $5,352 | $6,352-15.7% | $14,116-62.1% | $7,234-26.0% |