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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,729 | $81,358+9.1% | $155,556-43.0% | $80,959+9.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 6.25% | 33.39%-27.1pp | 64.84%-58.6pp | 35.67%-29.4pp |
| Employer contribution / active EE | $1,950 | $3,106-37.2% | $4,675-58.3% | $2,757-29.3% |
| Participant deferral / active EE | $5,306 | $3,455+53.5% | $5,631-5.8% | $4,300+23.4% |
| Admin fee / account holder | $30,597 | $7,994+282.8% | $15,885+92.6% | $6,925+341.8% |