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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,862 | $102,595-38.7% | $94,057-33.2% | $154,746-59.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 18.34% | 583.42%-565.1pp | 480.62%-462.3pp | 172.34%-154.0pp |
| Employer contribution / active EE | $8,544 | $3,147+171.5% | $2,933+191.3% | $4,379+95.1% |
| Participant deferral / active EE | $7,281 | $5,118+42.3% | $4,709+54.6% | $6,730+8.2% |
| Admin fee / account holder | $1,351 | $7,736-82.5% | $7,244-81.3% | $14,365-90.6% |