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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,862 | $72,071-12.8% | $68,368-8.1% | $137,256-54.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.34% | 353.14%-334.8pp | 292.57%-274.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $8,544 | $2,788+206.4% | $2,649+222.5% | $4,156+105.6% |
| Participant deferral / active EE | $7,281 | $4,410+65.1% | $4,123+76.6% | $6,407+13.6% |
| Admin fee / account holder | $1,351 | $5,336-74.7% | $5,150-73.8% | $12,270-89.0% |