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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,616 | $175,231-25.5% | $149,696-12.7% | $139,466-6.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.31% | 166.77%-158.5pp | 134.46%-126.1pp | 373.66%-365.4pp |
| Employer contribution / active EE | $4,984 | $5,478-9.0% | $4,821+3.4% | $4,754+4.8% |
| Participant deferral / active EE | $7,793 | $6,521+19.5% | $5,682+37.1% | $6,712+16.1% |
| Admin fee / account holder | $78,392 | $16,155+385.2% | $13,212+493.3% | $11,409+587.1% |