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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,260 | $209,422+7.1% | $178,503+25.6% | $158,982+41.1% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 16.16% | 188.81%-172.6pp | 151.12%-135.0pp | 302.99%-286.8pp |
| Employer contribution / active EE | $3,479 | $5,707-39.0% | $5,011-30.6% | $4,763-27.0% |
| Participant deferral / active EE | $7,084 | $5,955+19.0% | $5,202+36.2% | $5,983+18.4% |
| Admin fee / account holder | $5,166 | $17,079-69.8% | $13,987-63.1% | $11,252-54.1% |