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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,004 | $98,766+79.2% | $149,730+18.2% | $79,852+121.7% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 19.08% | 27.43%-8.3pp | 276.70%-257.6pp | 31.72%-12.6pp |
| Employer contribution / active EE | $2,781 | $3,217-13.5% | $4,645-40.1% | $2,471+12.6% |
| Participant deferral / active EE | $15,458 | $5,681+172.1% | $6,843+125.9% | $3,740+313.3% |
| Admin fee / account holder | $8,866 | $6,052+46.5% | $9,310-4.8% | $5,306+67.1% |