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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,642 | $138,114-74.9% | $125,391-72.4% | $134,545-74.3% |
| Participation rate | 60.9% | 84.5%-23.6pp | 82.4%-21.5pp | 81.2%-20.4pp |
| Annual return | -17.70% | 750.88%-768.6pp | 572.41%-590.1pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,054 | $5,246-60.8% | $4,816-57.3% | $4,742-56.7% |
| Participant deferral / active EE | $4,422 | $7,801-43.3% | $7,448-40.6% | $6,401-30.9% |
| Admin fee / account holder | $3,338 | $11,570-71.1% | $10,009-66.6% | $11,431-70.8% |