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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,731 | $176,105-78.0% | $159,474-75.7% | $167,536-76.9% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 13.58% | 331.91%-318.3pp | 263.68%-250.1pp | 478.82%-465.2pp |
| Employer contribution / active EE | $1,713 | $5,299-67.7% | $4,831-64.5% | $4,839-64.6% |
| Participant deferral / active EE | $4,258 | $7,751-45.1% | $7,353-42.1% | $6,342-32.9% |
| Admin fee / account holder | $5,722 | $12,559-54.4% | $10,802-47.0% | $12,315-53.5% |