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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,922 | $81,457-63.3% | $103,378-71.1% | $80,911-63.0% |
| Participation rate | 57.5% | 66.8%-9.3pp | 74.5%-17.0pp | 67.6%-10.1pp |
| Annual return | 11.21% | 25.58%-14.4pp | 24.91%-13.7pp | 35.63%-24.4pp |
| Employer contribution / active EE | $1,265 | $3,107-59.3% | $3,870-67.3% | $2,756-54.1% |
| Participant deferral / active EE | $4,207 | $3,871+8.7% | $5,058-16.8% | $4,297-2.1% |
| Admin fee / account holder | $15,290 | $6,717+127.6% | $8,401+82.0% | $6,935+120.5% |