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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,898 | $138,078+4.9% | $125,363+15.6% | $134,509+7.7% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -21.32% | 750.49%-771.8pp | 572.15%-593.5pp | 418.13%-439.5pp |
| Employer contribution / active EE | $3,586 | $5,245-31.6% | $4,815-25.5% | $4,741-24.3% |
| Participant deferral / active EE | $6,589 | $7,800-15.5% | $7,447-11.5% | $6,400+2.9% |
| Admin fee / account holder | $2,397 | $11,566-79.3% | $10,005-76.0% | $11,427-79.0% |