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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,535 | $126,661-62.5% | $113,397-58.1% | $138,895-65.8% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.5%-1.5pp | 79.9%-4.9pp |
| Annual return | 19.48% | 25.05%-5.6pp | 23.20%-3.7pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,948 | $3,456-14.7% | $2,977-1.0% | $4,194-29.7% |
| Participant deferral / active EE | $6,828 | $5,693+19.9% | $5,076+34.5% | $6,396+6.7% |
| Admin fee / account holder | $1,342 | $14,549-90.8% | $11,957-88.8% | $12,562-89.3% |