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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,205 | $154,228+126.4% | $145,433+140.1% | $137,256+154.4% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 15.39% | 74.59%-59.2pp | 66.58%-51.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,779 | $4,804-42.2% | $4,554-39.0% | $4,156-33.1% |
| Participant deferral / active EE | $20,965 | $8,216+155.2% | $7,897+165.5% | $6,407+227.2% |
| Admin fee / account holder | $13,764 | $14,344-4.0% | $13,129+4.8% | $12,270+12.2% |