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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,969 | $160,070+71.8% | $147,117+86.9% | $145,897+88.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.56% | 98.69%-85.1pp | 420.54%-407.0pp | 552.29%-538.7pp |
| Employer contribution / active EE | $4,627 | $5,285-12.5% | $4,932-6.2% | $4,663-0.8% |
| Participant deferral / active EE | $20,458 | $8,419+143.0% | $8,065+153.7% | $6,689+205.8% |
| Admin fee / account holder | $12,166 | $15,035-19.1% | $12,993-6.4% | $13,390-9.1% |