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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,791 | $148,582-80.0% | $135,942-78.1% | $139,456-78.6% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 29.23% | 79.26%-50.0pp | 68.28%-39.1pp | 373.45%-344.2pp |
| Employer contribution / active EE | $3,311 | $5,245-36.9% | $4,858-31.8% | $4,753-30.3% |
| Participant deferral / active EE | $6,623 | $8,101-18.3% | $7,759-14.6% | $6,711-1.3% |
| Admin fee / account holder | $440 | $12,402-96.4% | $10,764-95.9% | $11,407-96.1% |