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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 13 300 HARLEYSVILLE PIKE · SOUDERTON, PA 18964 | Contract Administrator | $5,837 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,171 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,024 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 13 P O BOX 306462 · NASHVILLE, TN 372306462 | Contract Administrator | $780 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,695 | $56,102-89.8% | $101,794-94.4% | $102,872-94.5% |
| Participation rate | 80.2% | 70.4%+9.8pp | 69.2%+11.0pp | 73.0%+7.2pp |
| Annual return | 17.43% | 14.06%+3.4pp | 30.53%-13.1pp | 19.06%-1.6pp |
| Employer contribution / active EE | $221 | $1,380-84.0% | $2,289-90.4% | $3,526-93.7% |
| Participant deferral / active EE | $1,718 | $2,801-38.7% | $4,084-57.9% | $5,535-69.0% |
| Admin fee / account holder | $1 | $262-99.5% | $8,777-100.0% | $292-99.5% |