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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 13 300 HARLEYSVILLE PIKE · SOUDERTON, PA 18964 | Contract Administrator | $5,837 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $5,171 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,024 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 13 P O BOX 306462 · NASHVILLE, TN 372306462 | Contract Administrator | $780 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,690 | $57,921-90.2% | $98,716-94.2% | $103,975-94.5% |
| Participation rate | 80.2% | 68.8%+11.4pp | 69.3%+10.9pp | 72.5%+7.7pp |
| Annual return | 17.49% | 13.15%+4.3pp | 31.81%-14.3pp | 19.41%-1.9pp |
| Employer contribution / active EE | $260 | $1,595-83.7% | $2,279-88.6% | $3,722-93.0% |
| Participant deferral / active EE | $1,718 | $2,573-33.2% | $4,048-57.6% | $5,343-67.8% |
| Admin fee / account holder | $7 | $324-97.7% | $8,703-99.9% | $332-97.8% |