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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,393 | $46,689-92.7% | $117,498-97.1% | $68,495-95.0% |
| Participation rate | 48.6% | 56.8%-8.1pp | 70.6%-22.0pp | 67.9%-19.2pp |
| Annual return | -123.21% | -14.52%-108.7pp | 29.75%-153.0pp | -7.84%-115.4pp |
| Employer contribution / active EE | $907 | $1,505-39.7% | $4,178-78.3% | $2,596-65.1% |
| Participant deferral / active EE | $1,088 | $2,637-58.7% | $4,071-73.3% | $4,028-73.0% |
| Admin fee / account holder | $115 | $4,021-97.1% | $5,646-98.0% | $5,403-97.9% |