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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $11,763 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,061 | $82,674-74.5% | $125,381-83.2% | $68,486-69.2% |
| Participation rate | 57.0% | 75.1%-18.1pp | 82.4%-25.4pp | 67.9%-10.9pp |
| Annual return | -0.22% | -5.97%+5.8pp | 572.31%-572.5pp | -7.85%+7.6pp |
| Employer contribution / active EE | $1,729 | $3,382-48.9% | $4,815-64.1% | $2,597-33.4% |
| Participant deferral / active EE | $3,850 | $6,111-37.0% | $7,448-48.3% | $4,028-4.4% |
| Admin fee / account holder | $132 | $6,277-97.9% | $10,007-98.7% | $5,404-97.6% |