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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,854 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,889 | $88,324-68.4% | $115,038-75.8% | $55,191-49.5% |
| Participation rate | 90.1% | 72.5%+17.6pp | 81.4%+8.7pp | 69.2%+21.0pp |
| Annual return | 44.02% | 6.30%+37.7pp | 26.14%+17.9pp | 10.78%+33.2pp |
| Employer contribution / active EE | $1,466 | $2,805-47.7% | $4,608-68.2% | $1,899-22.8% |
| Participant deferral / active EE | $5,283 | $5,042+4.8% | $6,026-12.3% | $3,046+73.4% |
| Admin fee / account holder | $23 | $105-78.0% | $8,175-99.7% | $91-74.5% |