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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,050 | $144,124-53.5% | $117,857-43.1% | $147,585-54.6% |
| Participation rate | 66.7% | 83.4%-16.8pp | 79.7%-13.0pp | 82.8%-16.2pp |
| Annual return | 16.44% | 531.17%-514.7pp | 335.09%-318.6pp | 578.57%-562.1pp |
| Employer contribution / active EE | $2,834 | $4,897-42.1% | $3,786-25.1% | $4,876-41.9% |
| Participant deferral / active EE | $4,574 | $5,316-14.0% | $4,482+2.1% | $5,439-15.9% |
| Admin fee / account holder | $258 | $10,886-97.6% | $8,020-96.8% | $10,885-97.6% |