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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,942 | $105,284-30.7% | $150,734-51.6% | $94,015-22.4% |
| Participation rate | 75.9% | 71.7%+4.1pp | 78.4%-2.6pp | 70.8%+5.0pp |
| Annual return | 9.86% | 15.67%-5.8pp | 600.81%-590.9pp | 17.84%-8.0pp |
| Employer contribution / active EE | $1,289 | $3,599-64.2% | $4,918-73.8% | $2,790-53.8% |
| Participant deferral / active EE | $3,408 | $4,274-20.3% | $5,610-39.3% | $4,249-19.8% |
| Admin fee / account holder | $45,258 | $9,839+360.0% | $14,905+203.6% | $8,951+405.6% |