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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,858 | $102,422-17.1% | $147,117-42.3% | $80,959+4.8% |
| Participation rate | 72.3% | 75.9%-3.5pp | 82.2%-9.8pp | 67.7%+4.7pp |
| Annual return | 25.05% | 135.16%-110.1pp | 420.54%-395.5pp | 35.67%-10.6pp |
| Employer contribution / active EE | $2,958 | $3,717-20.4% | $4,932-40.0% | $2,757+7.3% |
| Participant deferral / active EE | $6,462 | $6,652-2.9% | $8,065-19.9% | $4,300+50.3% |
| Admin fee / account holder | $2,153 | $7,953-72.9% | $12,993-83.4% | $6,925-68.9% |