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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,629 | $77,817-32.4% | $123,553-57.4% | $64,173-18.0% |
| Participation rate | 87.9% | 74.7%+13.2pp | 82.3%+5.6pp | 69.6%+18.4pp |
| Annual return | -8.54% | 12.49%-21.0pp | 119.21%-127.7pp | 7.63%-16.2pp |
| Employer contribution / active EE | $2,103 | $3,014-30.2% | $4,628-54.5% | $2,381-11.6% |
| Participant deferral / active EE | $8,125 | $5,240+55.1% | $6,426+26.4% | $3,470+134.2% |
| Admin fee / account holder | $79,500 | $5,519+1340.5% | $9,284+756.3% | $4,887+1526.6% |