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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,745 | $76,551+74.7% | $123,894+8.0% | $62,881+112.7% |
| Participation rate | 87.1% | 73.0%+14.1pp | 81.4%+5.7pp | 69.3%+17.8pp |
| Annual return | 61.95% | 18.68%+43.3pp | 47.52%+14.4pp | 20.14%+41.8pp |
| Employer contribution / active EE | $3,810 | $2,882+32.2% | $4,617-17.5% | $2,281+67.0% |
| Participant deferral / active EE | $6,850 | $4,840+41.5% | $5,984+14.5% | $3,203+113.9% |
| Admin fee / account holder | $5,441 | $4,826+12.8% | $8,357-34.9% | $4,296+26.7% |