Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,578 | $127,387-91.7% | $115,038-90.8% | $125,389-91.6% |
| Participation rate | 65.2% | 84.2%-18.9pp | 81.4%-16.1pp | 83.2%-18.0pp |
| Annual return | 30.98% | 31.28%-0.3pp | 26.14%+4.8pp | 282.24%-251.3pp |
| Employer contribution / active EE | $348 | $5,166-93.3% | $4,608-92.5% | $4,866-92.9% |
| Participant deferral / active EE | $3,168 | $6,423-50.7% | $6,026-47.4% | $5,352-40.8% |
| Admin fee / account holder | $650 | $9,516-93.2% | $8,175-92.1% | $9,541-93.2% |