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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,103 | $183,627+193.6% | $155,602+246.5% | $145,978+269.3% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.01% | 61.32%-47.3pp | 64.81%-50.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $2,365 | $5,316-55.5% | $4,675-49.4% | $4,662-49.3% |
| Participant deferral / active EE | $5,713 | $6,466-11.6% | $5,629+1.5% | $6,690-14.6% |
| Admin fee / account holder | $2,956 | $19,327-84.7% | $15,923-81.4% | $13,400-77.9% |