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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,627 | $117,829-55.3% | $102,423-48.6% | $145,877-63.9% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.31% | 31.83%-17.5pp | 29.42%-15.1pp | 551.28%-537.0pp |
| Employer contribution / active EE | $4,165 | $3,615+15.2% | $3,023+37.8% | $4,663-10.7% |
| Participant deferral / active EE | $7,314 | $5,732+27.6% | $5,054+44.7% | $6,691+9.3% |
| Admin fee / account holder | $1,177 | $13,335-91.2% | $9,455-87.5% | $13,402-91.2% |