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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,100 | $112,131-67.8% | $95,964-62.4% | $158,982-77.3% |
| Participation rate | 33.3% | 79.0%-45.7pp | 77.1%-43.8pp | 82.0%-48.6pp |
| Annual return | 13.39% | 171.19%-157.8pp | 91.64%-78.3pp | 302.99%-289.6pp |
| Employer contribution / active EE | $1,744 | $3,199-45.5% | $2,541-31.4% | $4,763-63.4% |
| Participant deferral / active EE | $2,564 | $4,784-46.4% | $4,167-38.5% | $5,983-57.2% |
| Admin fee / account holder | $0 | $10,136-100.0% | $6,797-100.0% | $11,252-100.0% |