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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,627 | $117,895-55.4% | $102,460-48.6% | $145,897-63.9% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 14.31% | 31.92%-17.6pp | 29.47%-15.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $4,165 | $3,619+15.1% | $3,025+37.7% | $4,663-10.7% |
| Participant deferral / active EE | $7,314 | $5,736+27.5% | $5,056+44.7% | $6,689+9.3% |
| Admin fee / account holder | $1,177 | $13,353-91.2% | $9,460-87.6% | $13,390-91.2% |