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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,157 | $42,910-71.7% | $60,919-80.0% | $68,490-82.2% |
| Participation rate | 63.6% | 66.8%-3.1pp | 73.1%-9.5pp | 67.9%-4.3pp |
| Annual return | -17.35% | -13.99%-3.4pp | 16.96%-34.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $572 | $1,978-71.1% | $2,704-78.9% | $2,597-78.0% |
| Participant deferral / active EE | $1,343 | $2,866-53.1% | $3,814-64.8% | $4,028-66.7% |
| Admin fee / account holder | $747 | $3,104-75.9% | $3,228-76.9% | $5,403-86.2% |